Falling short: the coming retirement crisis and what to do about it
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Publisher:
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Publication Date:
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Language:
English
Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own-and the nation's-retirement security. Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.
More Details
ISBN:
9780190218898
9781663734198
9781663734198
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Grouping Information
Grouped Work ID | bf317394-1494-13e4-9a5d-272669a552a6 |
---|---|
Grouping Title | falling short the coming retirement crisis and what to do about it |
Grouping Author | charles d ellis |
Grouping Category | book |
Grouping Language | English (eng) |
Last Grouping Update | 2024-09-15 18:14:36PM |
Last Indexed | 2024-09-26 22:45:37PM |
Solr Fields
accelerated_reader_point_value
0
accelerated_reader_reading_level
0
auth_author2
Eschtruth, Andrew
Munnell, Alicia Haydock
Murray, Michael Butler
Munnell, Alicia Haydock
Murray, Michael Butler
author
Ellis, Charles D.
author2-role
Eschtruth, Andrew
Munnell, Alicia Haydock
Murray, Michael Butler,reader
hoopla digital
Munnell, Alicia Haydock
Murray, Michael Butler,reader
hoopla digital
author_display
Ellis, Charles D.
display_description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own-and the nation's-retirement security. Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.
format_category_eh
Audio Books
Books
eBook
Books
eBook
format_eh
Book
eAudiobook
eAudiobook
id
bf317394-1494-13e4-9a5d-272669a552a6
isbn
9780190218898
9781663734198
9781663734198
itype_eh
ADULT BOOK
last_indexed
2024-09-27T04:45:37.336Z
lexile_score
-1
literary_form
Non Fiction
literary_form_full
Non Fiction
primary_isbn
9780190218898
publishDate
2014
2024
2024
publisher
Ascent Audio
Oxford University Press
Oxford University Press
recordtype
grouped_work
subject_facet
Business
Economics
Finance
Pensions -- United States
Retirement income -- United States
Retirement income -- planning
Social security -- United States
Economics
Finance
Pensions -- United States
Retirement income -- United States
Retirement income -- planning
Social security -- United States
title_display
Falling short : the coming retirement crisis and what to do about it
title_full
Falling Short : The Coming Retirement Crisis and What to Do About It [electronic resource] / Charles D. Ellis, Alicia H. Munnell and Andrew D. Eschtruth
Falling short : the coming retirement crisis and what to do about it / by Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth
Falling short : the coming retirement crisis and what to do about it / by Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth
title_short
Falling short
title_sub
the coming retirement crisis and what to do about it
topic_facet
Business
Economics
Finance
Pensions
Retirement income
Social security
planning
Economics
Finance
Pensions
Retirement income
Social security
planning
Solr Details Tables
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hoopla:MWT16395075 | Online Hoopla Collection | Online Hoopla | eAudiobook | Audio Books | 1 | false | true | Hoopla | https://www.hoopladigital.com/title/16395075?utm_source=MARC&Lid=hh4435 | Available Online |
record_details
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---|---|---|---|---|---|---|---|---|
ils:.b24242664 | Book | Books | English | Oxford University Press | [2014] | 159 pages : illustrations ; 22 cm | ||
hoopla:MWT16395075 | eAudiobook | Audio Books | Unabridged | English | Ascent Audio | 2024 | 1 online resource (1 audio file (3hr., 49 min.)) : digital. |
scoping_details_eh
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hoopla:MWT16395075 | Available Online | Available Online | false | true | false | false | false | false |