It's here! Your guide to a financially independent life - no more money stress! This book is a complete, modern, comprehensive guide to your personal finance life. It's the key to never having to go to a job you detest, to living every day on your own terms. A complete financial journey, from increasing your income, consumer savings hacks, buying/selling homes and vehicles without getting ripped off, (not) paying for college, trade, or tech school, basic investing, advanced investing/tax tricks, planning your (early) retirement, Social Security and Medicare, perfecting your insurances, and Financial Independence Retire Early (FIRE)! Why this book? Right now, you may be browsing a few personal finance books in a library, bookstore, or even online. Why this one? Is it worth a couple dollars of your money and (more importantly) hours of your time? Here's why. I've read the others. Almost every book was written by someone who is telling their own personal rags to riches tale. That's admirable and impressive, but the likelihood that it's even close to you and your personal situation is quite remote. What worked for them will probably not work for you. Everyone is different, every situation is unique. This book is based on my experience as a financial counselor, investment advisor, and financial planner. It includes case studies (names changed to protect the successful!) ranging from folks facing imminent bankruptcy/foreclosure/repossession to people with sudden windfalls/inheritances to people who have just worked hard all their lives and wanting to plan their dream retirement (even if it's being financially independent in their 40s!). No matter who you are, there is plenty for you. There's stuff for broke folks to wealthy folks. This book is designed to take you from money zero to money hero. This book is the way to financial peace, to relieving the number one stressor in our otherwise beautiful lives and relationships. It's the guide to living every day on your own terms, never having to go to a job you no longer love, of never having to miss those important life events because, work.