Falling Short: The Coming Retirement Crisis and What to Do About It
(eAudiobook)
Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own-and the nation's-retirement security. Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.
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Citations
Ellis, C. D., & Murray, M. B. (2024). Falling Short: The Coming Retirement Crisis and What to Do About It. Unabridged. [United States], Ascent Audio.
Chicago / Turabian - Author Date Citation (style guide)Ellis, Charles D. and Michael Butler, Murray. 2024. Falling Short: The Coming Retirement Crisis and What to Do About It. [United States], Ascent Audio.
Chicago / Turabian - Humanities Citation (style guide)Ellis, Charles D. and Michael Butler, Murray, Falling Short: The Coming Retirement Crisis and What to Do About It. [United States], Ascent Audio, 2024.
MLA Citation (style guide)Ellis, Charles D., and Michael Butler Murray. Falling Short: The Coming Retirement Crisis and What to Do About It. Unabridged. [United States], Ascent Audio, 2024.
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Hoopla Extract Information
hooplaId | 16395075 |
---|---|
title | Falling Short |
kind | AUDIOBOOK |
price | 2.31 |
active | 1 |
pa | 0 |
profanity | 0 |
children | 0 |
demo | 0 |
rating | |
abridged | 0 |
dateLastUpdated | Jan 26, 2024 10:01:48 PM |
Record Information
Last File Modification Time | Feb 02, 2024 10:28:57 PM |
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Last Grouped Work Modification Time | Jun 09, 2024 06:05:23 PM |
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245 | 1 | 0 | |a Falling Short : |b The Coming Retirement Crisis and What to Do About It |h [electronic resource] / |c Alicia H. Munnell, Andrew D. Eschtruth and Charles D. Ellis. |
250 | |a Unabridged. | ||
264 | 1 | |a [United States] : |b Ascent Audio, |c 2024. | |
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511 | 1 | |a Read by Michael Butler Murray. | |
520 | |a The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own-and the nation's-retirement security. Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement. | ||
538 | |a Mode of access: World Wide Web. | ||
650 | 0 | |a Business. | |
650 | 0 | |a Economics. | |
650 | 0 | |a Finance. | |
650 | 0 | |a Retirement income |x planning. | |
700 | 1 | |a Murray, Michael Butler, |e reader. | |
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