Falling Short: The Coming Retirement Crisis and What to Do About It
(eAudiobook)

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Published:
[United States] : Ascent Audio, 2024.
Format:
eAudiobook
Edition:
Unabridged.
Content Description:
1 online resource (1 audio file (3hr., 49 min.)) : digital.
Status:

Description

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own-and the nation's-retirement security. Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.

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Language:
English
ISBN:
9781663734198, 1663734194

Notes

Restrictions on Access
Instant title available through hoopla.
Participants/Performers
Read by Michael Butler Murray.
Description
The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own-and the nation's-retirement security. Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs-due to longer lifespans and rising health costs-and decreasing support from Social Security and employer-sponsored pension plans. The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.
System Details
Mode of access: World Wide Web.

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Citations

APA Citation (style guide)

Ellis, C. D., & Murray, M. B. (2024). Falling Short: The Coming Retirement Crisis and What to Do About It. Unabridged. [United States], Ascent Audio.

Chicago / Turabian - Author Date Citation (style guide)

Ellis, Charles D. and Michael Butler, Murray. 2024. Falling Short: The Coming Retirement Crisis and What to Do About It. [United States], Ascent Audio.

Chicago / Turabian - Humanities Citation (style guide)

Ellis, Charles D. and Michael Butler, Murray, Falling Short: The Coming Retirement Crisis and What to Do About It. [United States], Ascent Audio, 2024.

MLA Citation (style guide)

Ellis, Charles D., and Michael Butler Murray. Falling Short: The Coming Retirement Crisis and What to Do About It. Unabridged. [United States], Ascent Audio, 2024.

Note! Citation formats are based on standards as of July 2022. Citations contain only title, author, edition, publisher, and year published. Citations should be used as a guideline and should be double checked for accuracy.

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Grouped Work ID:
bf317394-1494-13e4-9a5d-272669a552a6
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Hoopla Extract Information

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Record Information

Last File Modification TimeFeb 02, 2024 10:28:57 PM
Last Grouped Work Modification TimeJun 09, 2024 06:05:23 PM

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